Chime is one of the fastest-growing e-bank in America. It’s a free mobile banking app, compatible with google pay, samsung pay and apple pay. Chime offers free branch-less banking for anyone who is in need of a bank account or even looking for a secondary bank account.
Chime provides everything that a traditional checking account offers except there aren’t any hidden or monthly fees, nor any monthly minimum amount requirements. For those who are seeking to open up a savings account, you can start having money put up for a rainy day with Chime bank free savings account.
40% of Americans live paycheck to paycheck and 60% cannot come up with $400 in case of an emergency. The financial mobile app helps to reach the goal for set aside emergency funding a bit more realistic by offering an automatic savings program that will transfer cents to your savings account by rounding up every dollar spend from your spending account.
If you allow the change in the savings account to continue to accumulate, within 30 days, with an average of $5 change round up a day, you have saved $150. The automatic savings program is optional and can be turned off or on at your discretion.
With Chime, you don’t have to worry about over-spending either. If you have recurring auto payments or attempt to use your card without having the fund available, the transaction will be declined so you will never incur any surprising or unexpected fees.
Additionally, Chime will even spot you $20 when you are running low as long as you have direct deposit and use your card frequently. Chime Card is accepted everywhere Visa is accepted and most users with direct deposit get their checks 2 days earlier than most standard banks.
Furthermore, just for signing up for a Chime Bank account, they are offering a $50 reward for anyone who gets a direct deposit of $200 or more to their Chime account.
The $50 reward is instant as soon as your direct deposit hits your account. Simply download the app here. Sign up for direct deposit, get $200 or more deposited and receive your $50 reward!
Get your free Chime bank account here.